Residential Remortgages Bristol | The Mortgage Company

Exploring options for your existing residential mortgage? Whether you're a familiar face or a newcomer, we are here to support. Flexibility is key – if there's a better match with a new lender that aligns with your needs or offers more cost-effective solutions, you're not bound to stick with your current lender. We go through the research process, just like when you initially purchased your property (but far less legal work - hurrah!)

Residential remortgages

If you're reaching the end of your current lender's fixed mortgage deal and contemplating your options, we can help. While sticking with the familiar might seem tempting, loyalty doesn't always mean cost-effectiveness. We are here to dive into the research, ensuring you snag the more suitable deal. And guess what? If your current lender turns out to be the top pick, we can seamlessly handle the product switch for you!

Exploring the world of re-mortgaging to give your dreams a financial lift? We call it capital raising, and it opens up exciting possibilities! Whether it's turning your property dreams into reality, envisioning lush gardens for those summer BBQs, or diving into new investments, borrowing against your home could be the key. Fancy expanding your property portfolio with a buy-to-let, planning a dream holiday, or cruising in a new car? Just a gentle reminder: boosting your mortgage means a rise in payments and an uptick in overall debt. L

A debt consolidation remortgage is a strategy involving an increase in your mortgage borrowing to settle outstanding personal loans, credit cards, or car finance. Its success hinges on the interplay of interest rates and terms between your existing commitments and the terms of the new re-mortgage. We work with you to understand your current commitments, and research the financial viability of consolidating unsecured debts into your mortgage. Debt consolidation may not be suitable for all, and it is imperative to exercise caution before securing additional debts against your home, as failure to maintain mortgage repayments may lead to the repossession of your home. Your financial well-being is our priority, and we're here to guide you through informed decisions.