How a Mortgage Broker Can Help You Find the Most Cost Effective Rates for Your Mortgage

A mortgage broker should have access to a Customer Relationship Management (CRM) system which allows them to source mortgage products across a range of mortgage lenders.

At The Mortgage Company Bristol, we have been working with our sourcing system for over 5 years, with regular updates and product changes being made as and when mortgage lenders change their mortgage products.

A mortgage sourcing system allows a mortgage broker to keep up to date with relevant mortgage products available on the market; it also shows in order the cheapest lenders and whether they are able to support the criteria needs that you have. We will aim to find the cheapest rate for you; that will ultimately depend on your individual needs and circumstances – and we aim to find the most suitable mortgage for these needs.

At The Mortgage Company Bristol, we work with Legal & General Mortgage Club to research your criteria needs, as well as your affordability needs. We have access to a mortgage affordability calculator that generates mortgage affordability amounts across a comprehensive range of mortgage lenders; from well known high street names to more specialist mortgage lenders.

Using mortgage tools for brokers such as this, provides a fantastic insight into affordability and criteria across a large proportion of the market. Using the two tools above provides The Mortgage Company Bristol with a fantastic foundation to ensuring that the advice provided to you is suitable, cost effective and clear. If you would like to find out more on your affordability, contact us for a no obligation chat. A mortgage is secured on your home, your home may be repossessed if you do not keep up repayments on your mortgage. The guidance and/or information contained within this blog post is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. There may be a fee payable for mortgage advice. The precise amount will depend upon your circumstances, and will be discussed with you before proceeding.