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Welcome to The Mortgage Company: Your Trusted Mortgage Brokers in Bristol
Supporting you on your home buying or re-mortgage journey
Trusted Mortgage Solutions Tailored to Your Needs in Bristol
We are a small mortgage broker team dedicated to our clients. We work with first time buyers and seasoned landlords, home movers and holiday home owners, re-mortgagers and those wanting to check their existing lender's offering. The most important element for us is research. We find out about you, your current position, your income and outgoings & anything individual to you that we may need to consider as your mortgage broker. We know which lenders will accept all manner of criteria points, because we recognise that everybody is different and it's important that we find you the most suitable match.
I have never known a company (even in general) to take such time and care to get the best for their customer and to be so proactive and helpful for such a significant period of time. I will recommend this company to anyone who needs to organise a mortgage and I will forever be grateful to Finola for what she did for me in order to own my own home.
Rebecca, Google
See what our clients say about The Mortgage Company Bristol
Insights from A Bristol Mortgage Broker
Mortgage Broker FAQs
Is it worth paying for mortgage brokers?
A mortgage is one of the biggest financial commitments, if not the biggest financial commitment you could make. To work with a mortgage broker not only provides you with peace of mind that somebody is sourcing the most suitable mortgage for you, but it also takes the pressure, time and effort off of you. This is even more important when purchasing, since buying a house and managing communication with an estate agent and solicitor is time consuming enough, so in our opinion having a mortgage broker to support with the mortgage can be invaluable.
Is it good to talk to a mortgage broker?
It can be good to talk to a mortgage broker as a mortgage broker can support in so many ways for your purchase and re-mortgage. As our lives grow more and more hectic, speaking with a mortgage broker can take a huge weight off your shoulders and allows you to get on with your day knowing that a qualified mortgage broker is sourcing you the most suitable mortgage deal for you. They can also help you understand how much you could afford to borrow, how much the monthly payments are, and they can answer any questions that you may have along the journey.
Is it better to use mortgage brokers or a bank?
It can be better to use a mortgage broker over a bank, since a mortgage broker has access to lots of mortgage lenders and building societies, including the top high street banks. You can visit your bank directly, however you will be limited to the mortgage products available directly with that bank. They are not in a position to discuss other mortgage products with you, so you will see a limited view of options. A mortgage broker can compare options available across many of the high street banks, as well as the smaller building societies or specialist lenders. You don't need to have your mortgage with the same bank that you do your everyday banking with.
Are mortgages more expensive through a broker?
An independent mortgage broker will have access to a comprehensive amount of mortgage lenders and building societies. This means that they are able to compare all of the mortgage lenders and mortgage products against each other, carry out any research on your criteria needs, and source the most cost effective mortgage product for you. There may be a mortgage broker application fee to pay, however the mortgage products that they are able to source can sometimes be "broker exclusive", providing potential cost savings for you. Mortgage brokers are also informed of upcoming mortgage product changes, so you can be better informed about any potential rate increases or decreases, and take advantage of securing a rate as soon as possible via your mortgage broker.
Get in touch
You can find us at Berkeley Square in Bristol:
17-18 Berkeley Square, Bristol, BS8 1HB
We are available for appointments at our offices, telephone & video appointments, WhatsApp & via email.
07552 469 162
Trusted Mortgage Brokers for your various mortgage needs in Bristol
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Book an Appointment
Schedule your free 30 minute discovery call now
At The Mortgage Company, we have access to an intermediary mortgage sourcing system, enabling us to source various mortgage products across a comprehensive amount of mortgage lenders. We can carry out the research and full mortgage application process for you, leaving you to get on with your life!
Let us take the hard work and any stress out of the mortgage process for you.
If you would like an informal chat with us at The Mortgage Company, please reach out using the below contact form, email us at hello@themortgagecompany.uk, or call us on 01179 856 856.
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There may be a fee payable for mortgage advice. The precise fee depends on your own circumstances and ranges between £295.00 - £499.00 payable on application.